Continuing...
Today I looked around to see what I could do for term life. While the coverage is about 4x what I currently have, after they take a gander at my mental/blood lipid/bone density numbers, I'm sure it will be completely unaffordable for the likes of me. I have 2 policies totaling $15,000. I don't think I need any more - I have no children, nor a spouse that needs me. So I'm thinking of cashing in the cash value of the smaller ($5000) one, and using that cash to begin to pay down my 6.8% portion of my student loan debt.I have listed many more books for sale at half.com (look for womanwithpoodle), and they sell, one book at a time. This past weekend I actually sold two! I listed my unwanted decks at AT just now, along with 4 tarot books for $15 + shipping. Someone's interested, hope they buy them!
More on my life changes - I am convinced that the symphony is not going to survive this recession in anything like it's present pitiful shape... and I do NOT want to go down with the ship. I have a couple of options, and am working toward making at least one of them a reality. If not... No, let's not go there. There is an orchestra meeting tomorrow, and I'll know more then (if I can stomach to go to the meeting).
First - I did hear of a colleague who wanted an acupuncture associate. We talked and it sounded positive, but he hasn't yet responded to two emails and a phone call. I'm ready to write that off.
Second - part-time work from home as a medical transcriptionist. I'm not sure how good the money is, but I do enjoy working with the computer, and with my education and smarts should have no trouble landing a good gig. Maybe I'm pie in the sky here, but I bet I could live on 20/hours/week if the symphony was still around.
Third - I'm going to offer my services to area spas as an acupuncturist. A friend commented that none of the spas in her area were interested, but I'm going all out to make a good impression (portfolio-wise) with a girlfriend to help me out on the presentation front.
Fourth - my biz. I have NOT given it what I've needed to, and it shows. But I'm convinced that it's doable, but I'd need some kind of cushion while working on it. I thought I had that with the symphony, but that job is a HELL of a psychic drain - eminently unhelpful. I've been struggling with my own acu technique - working with Toyohari has not been spectacular, so I'm back to the drawing board with Chinese Acupuncture (by Morant). Not a problem in the least.
My *big* decision is where to move. It would cost me $1400 in fees to break my lease (and that would go on my credit rating!), so I'm stuck here through the 16th of September 2009. Tomorrow morning I'm going to amble over to the next apartment complex and see what their rates are like - I was thinking they would be lower, but I spoke to someone over their and they sound comparable, unfortunately. I don't want to live in a dump!
But... while I was visiting my parents I got a bee in my bonnet. They have been living in a 5th wheel travel trailer for 13-14 years, and mostly loving it. Lots of living light on the land, because you don't have room for so much *stuff*. A Motorhome looks like this, a class C looks like this, a 5th-wheel looks like this, while a travel trailer looks like this. Now, I certainly could not afford a Motorhome, Class C, or a 5th wheel... but I might be able to swing a travel trailer... to LIVE in. Used, of course. No way would I buy anything new.
Other than the cost of the trailer, there is the electricity/propane/rental of wherever you park. There is a wonderful park just outside the city where my parents have spent some time, and the monthly cost would run about $375. Gas would be a problem for the commute into town, but if I wasn't with the symphony, and was working as a medical transcriptionist part time and coming into town 2-3 days a week to work at the spa... I think that would be very very cool!
Labels: acupuncture, daily life, opportunities, wonderful


7 Comments:
I like the trailer idea! Especially if it gives you a chance to save money for a later home/business/whatever.
As for the rest of it, it reminds me so much of my own restlessness, of those days at work where I wonder if this is really where I am meant to spend the rest of my working life. Is this all there is???
Then a good night's sleep comes along, something great happens at work, and it all feels Just Right.
So you can't go by me. I'm not only on the fence, I turned it into a home. ;-)
Ah yes - is this all there is. I'm afraid so! Life is short, enjoy it while ye may...
LOL your home sweet fence. ;)
The place that I want to park the trailer is $275/mo + another $30-100 for electricity and propane. Cable would be another $40 (perhaps I'd do that eventually). Wifi is spotty, unfortunately. :/ I figure an iPhone would partially alleviate that, but if I do Med. Transc. work, I'd need an "air card" - a dedicated USB thingy that pulls data off a 3G cell network. Those last 2 total $120/month (boggle), though that's not much more than what I pay for a land line + DSL + cell phone.
If it's even $500/month that's about 1/2 of what I've been paying currently. I might have a small payment on a trailer, hoping for a lotto win for that. :)
How's the pup like living in a trailer (I assume she's tried it when staying with the 'rents?)?
Pup's a sloth, an indoor dog. It would actually be better, because I could set up a bit of a fenced-in yard for her.
She's totally tight with a trailer. :) even better - there'd be no room for her crate, so she'd be sleeping w/momma every night. ;)
Trailer thing is sounding good, including dog situation.
That USB thing sounds like what we call mobile broadband in Norway. If that's the case then that would take care of the internet access (but be aware that mobile BB isn't very secure). There must be cheaper rates?
I don't think so. Come to think of it, I'll have one more thing to check out - if they allow med transc. to use air cards. The security thing could be dangerous. They did say that they recommend a cable connection... but I can get cable for $40/mo, I wonder if that can also be cable modem?
Hmmm. This could cause a big problemo. :\
Nevermind. I (and the rest of the orchestra committee) were attacked by a member of the orchestra with a broadside full of half-truths to the Union's local. Of course, she sleeps/lives with the president of said local. Can you say 'conflict of interest'? :\
I did a Lenormand reading on it, and got the crossroads + snake. As in snake in the grass. Lying beatch!
Where I live, my cable provider does IP telephone, TV and internet. I pay the equivalent of $27 a month (in spending power) for cable modem. I have the second-slowest connection but fast computer makes it feel fast.
I assume that if the whole orchestra knows the truth, the local prez will hear it. And maybe decide who to listen to or lose his standing as prez.
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